My Toxic Money Relationship

I never thought I had a toxic relationship with money. In fact, I thought I was doing very well with my money. I was paying my bills for the most part. I was working and doing everything I thought I was supposed to be doing. I wasn’t splurging. In fact, I always made an excuse as to why I couldn’t afford some of the things I saw my friends, who were making less money than me, afford. I thought I was living humbly and what a fraud that turned out to be.

When I think of my view of money there’s this acceptable amount that I’ve limited myself to. I’ve come to realize that there are certain childhood truths that I’ve come to believe and have been living off of them. Some of them have been told me and now deeply ingrained into my brain. Others, I’ve just translated into my own personal belief.

Old Truths

Some of these truths I believed and some of them I’m working on are:

  1. I lose more money than I make
  2. I’m not allowed to spend money on myself if there’s a cheaper alternative. Even if I like it.
  3. There’s not enough money for me.
  4. Everyone gets theirs first. I get mine last.
  5. I don’t deserve to live in luxury.

When it comes to money, for some it can be a taboo subject. You can either be great with it and love it or be terrible with it and hate it. Most of that comes from our childhood. As a child, I saw my mother struggle to make ends meet. She had three kids to clothe, feed and provide shelter for as well as for herself. I learned very early on that asking for things wasn’t always going to be met with acceptance. That resulted in me not wanting to ask for anything or feeling guilty for asking for anything. I often felt like a burden for liking things that were deemed expensive. It wasn’t long before I began looking at price tags before presenting a request to my mother. Anything I thought was too expensive, I would immediately put away and say I didn’t like it even though I wanted it for myself.

When did it start?

The foundation of my unhealthy perspective of money carried well over until now. Though I am glad to say that some things have changed. Luxury is no longer something I’m afraid to have for myself. Money doesn’t scare me anymore like it used to. I still get some anxiety when shopping for certain items especially when the price tag is higher than what I deem acceptable. The last time I splurged on myself I couldn’t even finish the purchase myself, I literally sent my husband in to make the purchase for me.

New Truths

I’m unlearning these practices in order to make room for the abundance that I’m believing and claiming for myself. In order to do that I must acknowledge these toxic traits. Once they are acknowledged I must be willing to do the work. Part of that work is to speak differently to myself when it comes to money. In fact, I must create new truths to override the ones that I’ve embedded into my financial genetic code. I have got to do some rewriting. But furthermore, I have to believe what I’m saying and be able to accept these truths for what they are.

For example:

  1. I make money in abundance so much so that my net worth will exceed my expenditures.
  2. A price tag does not determine how much I want or like an item.
  3. There’s ALWAYS enough money for me. ALWAYS!
  4. I am not exempt to receiving when it’s my time.
  5. Luxury is my birthright. I deserve to live in luxury.

Saying these statements out loud is the easy part, believing them is the hard part. I know this will take time but I’m confident that these little steps will allow me to live my life to its fullness. I’ve been working on this for a while and so far I’ve been able to successfully pay a student debt. I’ve still got more to do, but there’s no sense of dread anymore. I’m confident that tomorrow will look better than today.

Not bad for a girl who’s been homeless three times, huh?

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